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Bad Credit need advice.

Posted: Thu Jul 03, 2008 7:27 pm
by niccolo19
My tuition is 23k a year, I am EFC 0 so I get the most I can from aid, Perkins and stafford loans, which is 18k. I need to take a 6 or 7k loan to pay off the rest of the tuition plus books supplies. My credit is horrible, I am in the middle of making it better. Tried to get private loans, I can't do it alone and the three cosigners I tried have too poor of an income to debt ratio.

What can I do besides put of school for a year to fix my credit, save money?

Posted: Thu Jul 03, 2008 9:01 pm
by CaribMD
Try

www.creditboards.com

I did this a few years ago and it helped a lot



:wink:

Re: Bad Credit need advice.

Posted: Mon Dec 19, 2011 6:56 am
by dannylucas88
niccolo19 wrote:My tuition is 23k a year, I am EFC 0 so I get the most I can from aid, Perkins and stafford loans, which is 18k. I need to take a 6 or 7k loan to pay off the rest of the tuition plus books supplies. My credit is horrible, I am in the middle of making it better. Tried to get private loans, I can't do it alone and the three cosigners I tried have too poor of an income to debt ratio.

What can I do besides put of school for a year to fix my credit, save money?


I have heard that there are loans that you can apply for if you have bad credit. Also, sometimes if you explain your circumstances to the university, they can work with you to get it figured out. Hope this helps, and good luck.
-Danny

Re: Bad Credit need advice.

Posted: Sun Jan 08, 2012 9:44 am
by susangarcia703
One of the easiest methods to get out of bed credit is to get a credit loan. or try one of those bad credit services on the internet

Re: Bad Credit need advice.

Posted: Wed Oct 31, 2012 2:14 am
by black7floyd
niccolo19 wrote:My tuition is 23k a year, I am EFC 0 so I get the most I can from aid, Perkins and stafford loans, which is 18k. I need to take a 6 or 7k loan to pay off the rest of the tuition plus books supplies. My credit is horrible, I am in the middle of making it better. Tried to get private loans, I can't do it alone and the three cosigners I tried have too poor of an income to debt ratio.

What can I do besides put of school for a year to fix my credit, save money?


The best thing to do would be to apply for credit loans. Other than that you can try getting student loans from a different loan provider. Try contacting offices that help you get hold of student and credit loans.